United Risk Agency, Inc — 251-333-4750 Call 251-333-4750

Coastal insurance, quoted 24/7 — by agents who live here.

Home, wind, flood, auto, commercial coverage and surety bonds for the Alabama & Mississippi Gulf Coast. Start online in a couple of minutes; we will review it and get back to you.

Most popular

Home

Homeowners, coastal wind & flood, condos and FORTIFIED homes.

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Fastest

Auto

Auto & Jeep — securely connect your current policy and we'll shop it for you.

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For business

Commercial

Property, wind, liability & workers' comp for coastal businesses.

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Online in minutes

Bonds

Surety bonds for licenses, permits, contractors and courts — apply and pay online.

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Independent agency  ·  Licensed in AL, FL & MS  ·  Founded 2019  ·  Orange Beach, AL & Gulfport, MS

New: Coastal Insurance PreCheck

Listing, buying, or lending on a coastal property? Get a free one-page check of the flood, wind, roof and insurability flags — before insurance can surprise the deal.

Request a free PreCheck

We shop these carriers for you

As an independent agency, we are not tied to one company. We compare these carriers — plus specialty and wholesale markets for hard-to-place coastal risks — to find the fit for your home, vehicles, or business.

Progressive — insurance through United Risk Agency Safeco Travelers PICA Orion180 SafePoint — insurance through United Risk Agency Openly — insurance through United Risk Agency Foremost National General Liberty Mutual The Hartford — insurance through United Risk Agency Wright Flood — insurance through United Risk Agency

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Alabama — Orange Beach

4547 Cypress Village Blvd Ste 2, Orange Beach, AL 36561
Homeowners, wind & AIUA, flood, condos, vacation rentals, commercial — Orange Beach, Gulf Shores, Foley & statewide across Alabama.
251-333-4750

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Mississippi — Gulfport

United Risk Agency HQ, Gulfport, MS
Homeowners, MWUA wind, flood and commercial across Gulfport, Biloxi, Ocean Springs & the Mississippi Gulf Coast.
228-206-3853

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The Coastal Clarity Review™

Already insured? Send us your declarations page and get a one-page Roadmap: what's covered, what's exposed, and what we'd change — in plain English, no obligation.

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From the Learning Center

Straight answers on coastal insurance — wind-only coverage, flood choices, hurricane deductibles, condo and rental insurance, and closing timelines.

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